They Want It to Be Secret: How a Common Blood Test Can Cost $11 or Almost $1,000 – The New York Times

I offer this test for free to our Trinity DPC patients four times a year. It’s so inexpensive for me to purchase wholesale that it’s not worth the hassle to bill for it.

Huge price discrepancies like that are unimaginable in other industries. Also unusual: not knowing the fee ahead of time.
— Read on www.nytimes.com/2019/04/30/upshot/health-care-huge-price-discrepancies.html

Imagine if We Paid for Food like We Do Healthcare

Dr Ryan Neuhofel, a fellow DPC physician, writes this intriguing look at applying our current medical industry regulations to food. I know I would never pay for a $37 burrito twice.

A thought experiment showing just how dysfunctional and distorting our health insurance system is.
— Read on www.libertarianism.org/building-tomorrow/imagine-we-paid-food-we-do-healthcare

Buying Health Insurance? The Outlook Is Brighter

As you navigate new low-cost choices, weigh the risks.
— Read on www.kiplinger.com/article/insurance/T027-C000-S002-buying-health-insurance-the-outlook-is-brighter.html

Pre-existing is non-existent with Trinity Direct Primary Care

Trinity Direct Primary Care takes care of you. Pre-existing conditions are not a hinderance to care for us. Providing healthcare is our mission so we don’t charge more for patients with diabetes or hypertension. We don’t charge more if you smoke or have a family history of major illnesses. We just take care of you. Simple as that. Come see the difference. Call 244-1800 to sign up today.

Open Enrollment may indicate a farewell to savings

November 1st marks the start of Healthcare.gov’s annual open enrollment period.  Here’s an example of what our neighbors who don’t qualify for a subsidy should expect.  For an  average small business owner family (two parents, two school age kids) with no subsidies, they have this to look forward to.

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It is incredibly demoralizing to think that an average small business owner with a family of four might have to pay the equivalent of their mortgage for a plan that doesn’t pay anything until they’ve spent $11,300 out of pocket.  If they actually need care they might be paying even more out of pocket.

We need a better way.  In part, Direct Primary Care offers a better way.  While we can’t change how much insurance costs when the government buys it (although we do vote and that’s something), we can change how expensive high quality primary care is.

As the largest Direct Primary Care program in the area, we are able to offer the lowest cost option for services.  With your monthly membership there is no cost for office visits, no cost for phone calls, no cost for email contact with your physician (seriously, here’s Dr. McColl’s direct patient email: mbmccoll@secure.trinitymedical.net), and no cost for most in-house labs or labs needed to manage diabetes, high blood pressure, or high cholesterol.  We offer a simple, straightforward plan for you to be able to take care of your health needs.  Everything that isn’t covered by membership is priced as low as we can make it and discussed before it is done.  You’ll never be surprised by a bill.  Just check out our Trinity Direct Primary Care Lab Test Pricing Guide to see some of the savings you can expect.

In the coming year we will be adding medication dispensing at wholesale prices, telemedicine specialty consultations to help us manage complex issues without patients having to see as many specialists, and counseling with a nutrition expert at our office.  Stay tuned for those details.

Give us a call to schedule your own personal Meet and Greet or Medical Consult to get to know us better.  When you’re ready to save money on primary care and experience ‘Healthcare without hassles, built for you’ then sign up online.  We’re offering a special coupon to anyone who signs up the first seven days of open enrollment.  We’ll give you one free month of membership in the form of 10% off membership rates for 10 months.  Just follow this sign up link to get the discount.

We’re ready for a change in healthcare, are you?

Obamacare premiums expected to climb 38% nationwide

Axios.com reported this interesting infographic on the predicted average increases of Obamacare premiums when open enrollment starts November 1st.  It is expected to be a sharp increase again.  Tennessee is slated to be a 20% or higher increase as a statewide average. Knox County has fared worse than most Tennessee regions in the last couple years.  Many patients choose lower tiered plans to shave cost off their premiums only to find that their deductibles are so high they provide no practical help with day to day health needs. Even the gold plan requires  nearly $1200 out of pocket before it starts to cover routine primary care needs. 

Trinity Direct Primary Care stands ready to provide exceptional primary care services for you and your family regardless of insurance coverage or deductibles.  We offer month to month memberships that cover all visits, all phone calls, and emails with your physician and most in house labs such as strep tests and flu tests as well as many labs used to manage common medication concerns such as diabetes and hypertension.  One out of pocket payment for a walk in clinic or urgent treatment center often exceeds 2-3 months of membership costs. One 15 minute visit for the same price as 3 months of access in Direct Primary Care. Which seems like a better deal to you?  


Article: Lindsey Graham on Obamacare Repeal: I Had No Idea What I Was Doing

Congress may not know what they are doing but doctors and patients do. We are in the trenches everyday fighting for the freedom of healthcare. 


Graham said, “In South Carolina, we have 11 predominantly African-American counties that have unique health care needs and one size doesn’t fit all, even within your state.”

Direct Primary Care offers a community specific, or rather community centric, healthcare. I’m a doctor who lives in the community in which I practice. I see the people I treat at the grocery store and my daughter’s middle school orchestra concert. I know their struggles and can offer a program flexible enough to meet their specific needs. I am not bound by regulations that require me to to only give patients care as prescribed by a third party payer or risk not getting paid. I am free to offer the best advice possible and then modify it as needed to meet the needs of each individual’s situation. 

Washington needs to listen up and let patients choose their own healthcare.  Let patients take back control of their healthcare dollars. Make insurance companies work for them again and we’ll see a reduction in the cost of insurance, a reduction in the cost of care, and an explosion of opportunities for patients to get the care they need. 

Feeling the Bern Yet? 

Bernie Sanders’ ‘Medicare for All’ plan will make all options outside if government offered healthcare illegal. Wow, talk about draconian bureaucracy!

In any system of limited resources someone has to make the decision on who gets what. For Bernie, he believes the same people who decide to staff the post office with one clerk at lunch time the week before Christmas should be the people who decide how much chemotherapy you need.  

Betsy McCaughey: Sanders Bill Makes Health Insurance Illegal

CBO’s inaccurate estimates

Here’s a story from Forbes about how the CBO incorrectly has been estimating how many people will lose coverage with a replacement of the ACA.  Modeling systems is tricky business.

CBO’s Secret: 73% Of Coverage Difference Between Obamacare & GOP Bills Driven By Individual Mandate

Open House today July 21st from 12-1pm at Hardin Valley office

Please join us if you are interested in low cost, practical primary care from local doctors.  Don’t let Congress get in the way of securing real healthcare for yourself and your family. 

Overflow parking will be next door at Hardin Valley Church and refreshments will be served.